PAYMENT DEVICES

Payment Devices

Smart-card and wearable contactless payment formats.

Galaksity provides smart cards, stickers and wearable payment devices according to the organisation’s usage scenario, field conditions and target user experience.

Contactless payment wristband being tapped on a smart POS terminal
  1. 01Define the payment model
  2. 02Select the physical form factor
  3. 03Integrate with systems
  4. 04Design management and reporting

The same payment device.Different payment models.

Contactless payment devices can be configured for open-loop or closed-loop payment models according to project requirements.

01 / OPEN LOOP

Open-loop payment model.

In an open-loop model, the payment device is linked to the user’s bank or credit card and can be used across the existing payment-acceptance infrastructure. Users can make contactless payments through a designated sticker, ring, wristband, watch strap or key fob.

SUITABLE USE CASES

Everyday payments, mobility, municipal services and other payment-acceptance environments.

02 / CLOSED LOOP

Closed-loop payment model.

In a closed-loop model, the balance or usage entitlement assigned to the user can only be used within a defined service network or controlled environment. Spending, balance movements and operational outputs can be managed and reported centrally.

SUITABLE USE CASES

Transit cards, water-meter and natural-gas-meter cards; concert and festival venues, hotels, resorts, campuses, events and controlled service environments.

Istanbul Plus contactless card being used at a transit gate
OPEN LOOP / MOBILITY

A seamless access experience in mobility infrastructures using bank cards and contactless payment devices.

Which device willthe user pay with?

Stickers, watches, rings and key fobs can be offered as contactless payment devices according to usage habits and field requirements.

Contactless payment device family including sticker, watch strap, ring and key fob

Four physical formats.

One contactless payment approach.

StickerWatchRingKey fob

Smart-card solutions for mobility and municipal services.

Smart cards are provided as payment devices that allow users to access transport, municipal services and field operations contactlessly.

Galaksity’s work in this area includes BELBİM — İstanbulkart, Kayseri Ulaşım A.Ş. — Kart38 and Erciyes Kart, and BURULAŞ — BursaKart projects.

Istanbulkart card designs
BELBİMİstanbulkart
Kayseri Ulaşım A.Ş. Kart38 and Erciyes Kart projects
KAYSERİ ULAŞIM A.Ş.Kart38 · Erciyes Kart
BursaKart transit card family
BURULAŞBursaKart

What to know when choosinga payment device.

What is a wearable payment device?

It is the integration of contactless payment capability into physical formats such as rings, wristbands, watch straps, key fobs or stickers.

What is the difference between open-loop and closed-loop payment?

In open-loop models, the device can be used on the existing payment-acceptance infrastructure. In closed-loop models, the balance or usage entitlement is valid only within a defined service network; transit cards, water and natural-gas meter cards, campuses, hotels and event venues are examples.

Which physical form should be selected?

The choice depends on user habits, frequency of use, field conditions, distribution model and the target experience.

Can payment devices integrate with existing systems?

The devices can be designed to work with existing systems, GalaksiPay and, where needed, Electronic Fare Collection Systems.

Let’s define the right payment format for your project.

We assess your usage environment, field conditions and target user experience to define the right payment device and system scope together.

Discuss your project ↗